A consumer protection attorney can assert your rights against a business that breaks the law by engaging in consumer fraud, false advertising, breach of warranty, predatory lending, mortgage fraud, or other unfair trade practices.  An experienced consumer lawyer can advocate for you based on consumer fraud in connection with consumer credit, debts, goods, services, and other consumer products.  False advertising, lemon law violations, warranty fraud, and harassing debt collection practices are just a few of the unethical practices that can be remedied through consumer litigation.

Additionally, banks and other lenders engaged in wide-spread predatory lending and mortgage fraud in recent years, which lead to our country's economic crisis.  If a bank or lender falsified your financial information on a loan application, and as a result you are now unable to afford your monthly payments and you are facing foreclosure, you may be a predatory lending victim, and entitled to large amounts of compensation.

The Law Office of Jason Ostendorf handles virtually every kind of legal issue that can arise in representing the consumer in a consumer protection action.  If you feel you are the victim of consumer fraud, meet with us so we can review your claim in detail, work with you, and advise you on how to pursue compensation. Feel free to use our online scheduling system today to schedule your consultation.

Warranty & Lemon Law

• Failing to disclose material defects 
• Failing to make repairs at no charge during warranty period
• Failing to offer replacement or refund after failed repairs 
• Attempt to impose illegal disclaimer
• Advertising used car as new 
• Odometer fraud

Debt Collection Harassment

• Violating Fair Debt Collection Practices Act
• Calling three or more times a day
• Making baseless threats 
• Calling at unreasonable hours
• False reports to credit agencies 
• Failing to give required notices
• Attempting to collect debt that has already been paid

Predatory Lending & Mortgage Fraud

• Falsifying income, without consumer's knowledge, to issue unaffordable loan 
• Equity stripping
• Foreclosure rescue scams
• Violating Truth in Lending Act 
• Violating RESPA
• Failing to provide good faith estimate
• Failing to provide escrow disclosure
• Promising to "work things out" and then filing foreclosure 

Other Unfair and Deceptive Trade Practices

• False advertising
• Failing to disclose material information
• Making false statements about the product or service
• Misrepresenting that a service, replacement, or repair is needed