Monthly Archives: March 2012

In a recent decision, the U.S. District Court for the District of Maryland (J. Motz), allowed a Fair Debt Collection Practices Act (FDCPA) claim to proceed against a law firm that attempted to collect a debt after the debt had been discharged in bankruptcy.  The case is Gamble v. Fradkin & Weber, P.A., No. JFM-11-1779, 2012 WL 115423 (D. Md. Jan. 13, …
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For weeks now, most State Attorneys General have been touting the $25 Billion mortgage settlement as a huge win for consumers.  Wrong! Neil Barofsky, former Special US Treasury Department Inspector General, explains in detail how the settlement is a “bad deal” for consumers, and nothing but “games and fluff”.  Here is the video. How is the settlement games and fluff?  The …
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The Maryland Consumer Protection Act (CPA) is codified at Md. Code, Com. Law § 13-101 et seq.  The CPA is very broad, and covers virtually any form of fraud that a business might commit or attempt against a consumer.  The main differences between the CPA and a common law fraud claim are: The CPA does not require any reliance by the …
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Bank of America announced last week its plans to impose a new $25 monthly fee on its customers.  But, even Forbes.com questions whether imposing a new, arbitrary fee is the right approach. There are many reasons why Bank of America should show greater respect for its customers, rather than just believing it is “entitled” to a certain amount of profit: BofA was one of …
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