LVNV Funding v. Finch: Maryland’s Collection Agency Licensing Trap for Debt Buyers
Maryland’s debt collection statutes contain a trap that many debt buyers either overlooked or hoped courts would overlook for them. The problem is deceptively simple. If a company purchases consumer debt that was already in default when acquired, and then attempts to collect that debt in Maryland, the company generally must be licensed as a collection agency under the Maryland …
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How to Deal with a Hostile Judge: Remember, It’s Theatre
Every litigator eventually encounters one. The hostile judge. The impatient judge. The judge who interrupts before you finish a sentence, rolls his eyes at your argument, lectures counsel from the bench, or speaks with such exaggerated certainty that anyone unfamiliar with the law would assume wisdom must be radiating from the robe itself. Young lawyers often make the same mistake …
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The Legal System Often Cares More About Procedure Than Truth
Most people enter the legal system believing courts exist primarily to determine what happened and reach the right result. That is not entirely wrong. But it is incomplete in a way that shocks many litigants the first time they encounter it. Because much of modern litigation is not actually about truth. It is about procedure. Deadlines. Jurisdiction. Preservation. Finality. Waiver. …
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Due to our high demand and dedication to existing clients, we are accepting new cases for court representation only in appeals within Maryland's appellate courts. For all other legal matters, although we are not entering appearances or attending court hearings, our team is available to offer robust legal consulting services including:
For court appearances in non-appellate matters, we recommend engaging local counsel to ensure the best possible representation and support.
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